v1.0 — 1,451 households · 71 archetypes · 96-month trajectories

Synthetic Wealth Datasets for Fintech builders, accelerating time to value, RIA tech and compliance teams, replacing risky customer data, and shipping without a DUA.

Pre-built. No PII. Compliance-ready.

1,451 statistically calibrated synthetic households, organized into 30 purpose-built Wealth Data Sets plus the WealthSynth Master Corpus. Download the ZIP, drop the JSON straight into your compliance engine, planning tool, or ML pipeline.

1,451 calibrated households
96-month trajectories
No PII, no DUA
syn_A-01_0017.json
{
  "household_id": "syn_A-01_0017",
  "archetype": "young-family-first-home",
  "net_worth": { "total": 312500, "liquid": 38000 },
  "income": { "w2_combined": 215000, "effective_tax_rate": 0.21 },
  "trajectory": { "months": 96, "start": "2024-01", "end": "2031-12" }
}
corpus: 1,451 households · 139,296 monthly snapshots

Built for production, not demos

Every household is statistically calibrated against real-world wealth distribution data, schema-documented field by field, and shipped in formats your stack already speaks.

71 Archetypes

Statistically distinct household profiles spanning Formation through Transfer life stages.

JSON & CSV

Every Data Set ships in JSON and CSV by default. Parquet on most packages and on request. Drop into pandas, Spark, or your ORM directly.

No PII, Ever

Fully synthetic. No real individuals, no GDPR exposure, no data use agreements.

Schema-First

Every field is documented with type, range, and derivation logic. No guessing.

71 archetypes across 5 life stages

From college students to multi-generational dynasty trusts.

Featured

A representative slice of the corpus

Twelve archetypes across every life stage and wealth tier — from new grads through dynasty grantors. The full /archetypes index lists all 71.

F-01low

New Graduate Tech Worker

Recent college graduate in a tech role, high income relative to peers, significant student debt, renting in HCOL city, beginning to invest.

Formation22–28
F-03moderate

Young Dual-Income Couple (No Kids)

DINK household, both working professionals, combining finances, saving for a home purchase, beginning to build wealth.

Formation26–34
A-01moderate

Young Family — First Home

Married couple with 1–2 young children, recently purchased first home, juggling mortgage, childcare costs, and retirement savings.

Accumulation30–40
A-06high

Tech Employee with Equity

Mid-level tech employee with significant RSU/option grants, concentrated stock position, AMT exposure, high base salary.

Accumulation30–42
P-01very-high

Peak Earner — Corporate Executive

Senior corporate executive, deferred compensation, NQSO, large equity stake, complex tax situation, estate planning needs.

Accumulation42–55
P-04high

Real Estate Investor

Active real estate investor with 3–8 rental properties, depreciation, 1031 exchanges, leveraged portfolio.

Accumulation38–55
H-02very-high

High Net Worth ($3M–$10M)

HNW household, family office candidate, complex estate plan, GRATs, irrevocable trusts, private equity exposure.

Accumulation45–65
R-01moderate

Corporate Pre-Retiree (5 Years Out)

Corporate employee 5 years from retirement, pension + 401k, Social Security optimization, healthcare bridge planning.

Preservation57–63
RE-02moderate

FIRE Achiever (Early Retirement)

Financial Independence / Retire Early adherent, retired in 40s–50s, 4% rule, Roth conversion ladder, ACA planning.

Distribution38–55
RL-01moderate

RMD-Stage Retiree

Retiree navigating RMDs, Medicare Part D, long-term care considerations, QCDs, estate simplification.

Distribution72–82
E-02very-high

Estate Planning Client (Grantor)

HNW individual actively engaged in estate planning, irrevocable trusts, gifting strategies, charitable vehicles.

Preservation55–75
SB-01moderate

LLC / S-Corp Owner (Pass-Through)

Owner of a profitable LLC or S-Corp, taking reasonable salary plus distributions, QBI deduction, solo 401k or SEP-IRA, mixing personal and business finances.

Accumulation35–55
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